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Independent mortgage advice. House of mortgages in stone

First Time Buyer >

Independent mortgage advice. House of mortgages in stone

Re-Mortgage >

Independent mortgage advice. House of mortgages in stone

Buy to Let >

House needing a independent mortgage advice

Self Employed >

Mortgage Advice Services

First Time Buyers

Buying your first home is such an exciting time but at the same time can feel a daunting prospect. You may have many questions such as How much can I borrow? How much will it cost me each month? How much money do I need to cover all the costs associated with moving as well as my deposit? What will my bills be when I move into my home? How do I find a solicitor?

With you every step of the way…

We will take you hand and hand throughout the whole process discussing all the details and helping you to plan your budget so you can have a life as well as a mortgage! We can even assist you with putting an offer forward on a property. There any many incentives from the government for example Help to Buy Equity Loan, Help to Buy ISA, Shared Ownership. It can feel a little overwhelming with so many decisions to make. Let us help guide you throughout the process from your first questions to getting the keys to your first home. We assure you we’ll be with you every step of the way

Shared Ownership

You may have a smaller deposit than you need to buy a property outright and feel that your only option is to rent a property. Shared Ownership could be an option for you! You can purchase a share of a property for example 25%-85% and rent the rest of the property from a Housing Association. We are experts in second hand shared ownership and New Build Shared Ownership mortgages.

The criteria for Shared Ownership Mortgages is a speciality of ours and we know where to place your mortgage as not all High Street Lenders will assist with this type of mortgage.

We will guide you through the maze of buying, helping to complete Housing Association Applications, arrange a solicitor, and work hand in hand you with and the Housing Association to assist you into your new home.

Request A Call Back
Arrange an Appointment
Get Expert Advice

What are customers are saying about our services…

Fantastic! I would highly recommend using House of Mortgages, Judith goes above and beyond to get the job done! Super efficient and lovely 🙂 Also very pleased with the life insurance. I will continue to work with Judith for every financial matter going forward. Thank you for all of your help!

Sam Macpherson

From the start to completion the advise we got was outstanding. A warm greeting as soon as you walk in the office. Would highly recommend this company. We won’t go anywhere else.

valiant4500

Judith and the team make remortgaging and moving house an absolute pleasure. They went above and beyond to save me money and get the best deal for my living circumstances. I had already saved more than the service cost by day 1! Finding a service like this, that turns a confusing and stressful process into something easy to understand is invaluable! I would not move house or remortgage without Judith!

Alex Hiley

Extremely professional throughout the mortgage process and handled everything for us with minimal input from ourselves. Advice was great and would recommend to anyone looking at buying a house.

James Griffiths
These are Google verified reviews about our mortgage advice services  from just a few of our happy clients.

Buy to Let

We have many years’ experience researching and placing the best mortgage for our buy to let clients.  If you are an investor with a portfolio or a private individual with one property we can help to guide you. The Buy to Let Mortgage market has seen many changes in criteria over the last few years.  We can assist with remortgage and purchase arrangements for all buy to let clients.

Request A Call Back
Arrange an Appointment
Get Expert Advice

What are customers are saying about our services…

Fantastic! I would highly recommend using House of Mortgages, Judith goes above and beyond to get the job done! Super efficient and lovely 🙂 Also very pleased with the life insurance. I will continue to work with Judith for every financial matter going forward. Thank you for all of your help!

Sam Macpherson

From the start to completion the advise we got was outstanding. A warm greeting as soon as you walk in the office. Would highly recommend this company. We won’t go anywhere else.

valiant4500

Judith and the team make remortgaging and moving house an absolute pleasure. They went above and beyond to save me money and get the best deal for my living circumstances. I had already saved more than the service cost by day 1! Finding a service like this, that turns a confusing and stressful process into something easy to understand is invaluable! I would not move house or remortgage without Judith!

Alex Hiley

Extremely professional throughout the mortgage process and handled everything for us with minimal input from ourselves. Advice was great and would recommend to anyone looking at buying a house.

James Griffiths
These are Google verified reviews about our mortgage advice services  from just a few of our happy clients.

Let to Buy

Found a property you would love to buy but not sold your own home yet?

Let to Buy may be an option for you.  We are highly skilled in this area having assisted many buyers over the years rent out their existing home releasing capital to use as a deposit for their onward purchase.  It is possible not to lose that dream home you want to buy! You keep your existing house which will provide and income and retain the property for a future investment.

Request A Call Back
Arrange an Appointment
Get Expert Advice

What are customers are saying about our services…

Fantastic! I would highly recommend using House of Mortgages, Judith goes above and beyond to get the job done! Super efficient and lovely 🙂 Also very pleased with the life insurance. I will continue to work with Judith for every financial matter going forward. Thank you for all of your help!

Sam Macpherson

From the start to completion the advise we got was outstanding. A warm greeting as soon as you walk in the office. Would highly recommend this company. We won’t go anywhere else.

valiant4500

Judith and the team make remortgaging and moving house an absolute pleasure. They went above and beyond to save me money and get the best deal for my living circumstances. I had already saved more than the service cost by day 1! Finding a service like this, that turns a confusing and stressful process into something easy to understand is invaluable! I would not move house or remortgage without Judith!

Alex Hiley

Extremely professional throughout the mortgage process and handled everything for us with minimal input from ourselves. Advice was great and would recommend to anyone looking at buying a house.

James Griffiths
These are Google verified reviews about our mortgage advice services  from just a few of our happy clients.

Remortgages

We can review mortgage deals from across the market and have access to exclusive rates that you may not find elsewhere giving you even further savings. Even if you are in a fixed rate mortgage right now there could be savings to be made with a new mortgage deal. Mortgage rates are historically low and you may wish to secure a longer term fixed rate now if it concerns you that rates may increase.
You may wish to borrow additional funds for home improvements, that holiday home you have always dreamed of or just want to help your children with a deposit to get onto the property ladder. Whatever the reason it is worth considering making a saving today on your current mortgage. A small investment of your time could save you £’s.

Request A Call Back
Arrange an Appointment
Get Expert Advice

What are customers are saying about our services…

Fantastic! I would highly recommend using House of Mortgages, Judith goes above and beyond to get the job done! Super efficient and lovely 🙂 Also very pleased with the life insurance. I will continue to work with Judith for every financial matter going forward. Thank you for all of your help!

Sam Macpherson

From the start to completion the advise we got was outstanding. A warm greeting as soon as you walk in the office. Would highly recommend this company. We won’t go anywhere else.

valiant4500

Judith and the team make remortgaging and moving house an absolute pleasure. They went above and beyond to save me money and get the best deal for my living circumstances. I had already saved more than the service cost by day 1! Finding a service like this, that turns a confusing and stressful process into something easy to understand is invaluable! I would not move house or remortgage without Judith!

Alex Hiley

Extremely professional throughout the mortgage process and handled everything for us with minimal input from ourselves. Advice was great and would recommend to anyone looking at buying a house.

James Griffiths
These are Google verified reviews about our mortgage advice services  from just a few of our happy clients.

Self Employed

We specialise in helping people get a mortgage who are self-employed.
Everyone’s circumstances are different and if you are self-employed sometimes it can feel daunting when it comes to seeking out a mortgage, it can also be very time consuming which as a self-employed person, you will know, your time is precious.
We have many lenders that specialise in providing mortgages to people who are self employed and we help self-employed people to get a mortgage every day.
We will help you to get all the paperwork prepared and give you a realistic assessment of what you are looking to do. So while it can be more complex to get a mortgage if you are self-employed it is not impossible and we can make the process really straightforward for you.

Request A Call Back
Arrange an Appointment
Get Expert Advice

What are customers are saying about our services…

Fantastic! I would highly recommend using House of Mortgages, Judith goes above and beyond to get the job done! Super efficient and lovely 🙂 Also very pleased with the life insurance. I will continue to work with Judith for every financial matter going forward. Thank you for all of your help!

Sam Macpherson

From the start to completion the advise we got was outstanding. A warm greeting as soon as you walk in the office. Would highly recommend this company. We won’t go anywhere else.

valiant4500

Judith and the team make remortgaging and moving house an absolute pleasure. They went above and beyond to save me money and get the best deal for my living circumstances. I had already saved more than the service cost by day 1! Finding a service like this, that turns a confusing and stressful process into something easy to understand is invaluable! I would not move house or remortgage without Judith!

Alex Hiley

Extremely professional throughout the mortgage process and handled everything for us with minimal input from ourselves. Advice was great and would recommend to anyone looking at buying a house.

James Griffiths
These are Google verified reviews about our mortgage advice services  from just a few of our happy clients.

Important…

House Of Mortgages Limited  is an Appointed Representative of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority does not regulate most buy to let mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOUR DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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