Independent mortgage advice
Buy to Let
We have many years’ experience researching and placing the best mortgage for our buy to let clients. If you are an investor with a portfolio or a private individual with one property we can help to guide you. The Buy to Let Mortgage market has seen many changes in criteria over the last few years. We can assist with remortgage and purchase arrangements for all buy to let clients.
Let to Buy
Found a property you would love to buy but not sold your own home yet?
Let to Buy may be an option for you. We are highly skilled in this area having assisted many buyers over the years rent out their existing home releasing capital to use as a deposit for their onward purchase. It is possible not to lose that dream home you want to buy! You keep your existing house which will provide and income and retain the property for a future investment.
We can review mortgage deals from across the market and have access to exclusive rates that you may not find elsewhere giving you even further savings. Even if you are in a fixed rate mortgage right now there could be savings to be made with a new mortgage deal. Mortgage rates are historically low and you may wish to secure a longer term fixed rate now if it concerns you that rates may increase.
You may wish to borrow additional funds for home improvements, that holiday home you have always dreamed of or just want to help your children with a deposit to get onto the property ladder. Whatever the reason it is worth considering making a saving today on your current mortgage. A small investment of your time could save you £’s.
We specialise in helping people get a mortgage who are self-employed.
Everyone’s circumstances are different and if you are self-employed sometimes it can feel daunting when it comes to seeking out a mortgage, it can also be very time consuming which as a self-employed person, you will know, your time is precious.
We have many lenders that specialise in providing mortgages to people who are self employed and we help self-employed people to get a mortgage every day.
We will help you to get all the paperwork prepared and give you a realistic assessment of what you are looking to do. So while it can be more complex to get a mortgage if you are self-employed it is not impossible and we can make the process really straightforward for you.
House Of Mortgages Limited is an Appointed Representative of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority does not regulate most buy to let mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOUR DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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